Many women who are not so sure when they are faced with financial decisions

by brindils on July 29, 2010

The Great Recession helped push women to turn out to be more educated about their financial lives, be more proactive in producing financial decisions and gain more confidence about their financial futures. But too few women have a detailed financial plan in place, according to Prudential Financial’s 10th anniversary study on women and their financial behavior, something that can impact their financial security within the long run. [click to continue…]

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Get surplus funds from company life insurance plan

by brindils on July 28, 2010

company life insurance 214x300 Get surplus funds from company life insurance planIf you’re a company owner who personally owns a life insurance, you may be able to extract surplus funds from your company, tax-free. The technique involves transferring your personally owned policy to your company, but be conscious that the tax guidelines concerning the transfer are various from other asset transfers. [click to continue…]

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Who will take cares of your kids if you die?

by brindils on July 27, 2010

What a horrid believed. Attempt asking this question to some Nigerian and they’re likely to break into chants of prayer; you are not supposed to mention things like that. The writing of a will or any talk of death at all, nearly feels like you are courting or tempting fate. [click to continue…]

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“We” factors usually damage our retirement plan

by brindils on July 26, 2010

When a financial plan is becoming developed, it usually includes the obstacles which may be encountered; hence the prudent planner will include the strategies which should be employed to overcome these obstacles. Nevertheless, numerous of us believe that the goal can only be achieved alone. Today’s advertisements are all about ‘my’. Don’t be fooled into considering that financial preparing is only about you. Here’s the great news, it’s about the ‘we’ factor. Why? Simply because one or more from the three D’s will impact your retirement plan: disability, death or divorce. There’s a Jamaican saying which highlights the importance from the ‘we’ factor: ‘one han caan clap’. The three D’s are best overcome when you will find strategies around a clearly defined ‘we’. [click to continue…]

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Investing money when college was not a difficulty

by brindils on July 23, 2010

investing money when college 300x225 Investing money when college was not a difficulty

There are so many options when it comes to investing. Unfortunately most of us invest the much better part of our youth without having the earnings to afford the chance to invest. That can all change, post graduation having a university degree and your first job. You may have taken some college courses on money management, but now with your very first post-graduation work, it is time to secure your financial future. Producing the choice to invest early will work for your benefit since the money invested will work to create much more money as time passes. Whether you choose to invest your money in an easy savings account or directly in stocks and bonds, you will find a few things to consider. [click to continue…]

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